This decision follows an agreement reached on 21 November 2020 between the government, the Royal Institute of Chartered Surveyors (RICS), UK Finance and the Building Societies Association (BSA). “The agreement only applies to buildings over 18 m tall where there is no cladding. Good news for those who are in such a building, but there are still many more buildings in the country that have the cladding, so at this point, the agreement still only helps a minority of people,” he said. An agreement between the largest banks in the High Street and the Ministry of Housing is expected to pave the way for the resumption of mortgages on more than 800,000 apartments in small and medium-sized buildings that remained unsellable after the Grenfell tragedy in 2017. The government has announced that owners of apartments in uncoated buildings will no longer need an EWS1 form to sell or reprogram their property. This important announcement follows an agreement between the government, the Royal Institution of Chartered Surveyors (RICS), UK Finance and the Building Societies Association (BSA). On 21 November 2020, an agreement was announced between RICS, UK Finance, the Building Societies Association and the government, so that an EWS1 form is no longer required for sales or remortaories of apartments in uncoated blocks. The government said it would pave the way for “up to 450,000 homeowners to sell, move or renew the promise of their homes.” On November 21, 2020, additional guidelines on fire risk assessment were published. But mortgage lenders said they “disagreed” with the announcement of the changes after the government initially claimed that UK Finance and the Building Societies Association (BSA) had also approved the new deal. “For this reason, the government has reached an agreement that the EWS1 form is not required for buildings where there is no siding. Safety for the estimated 450,000 homeowners who may have felt trapped in limbo.
However, this is only part of a broader solution and we continue to support homeowners who have a coating on their buildings and where there is still much to be done. The FIA said those who filled out the forms were slow to download them and make them available to the public. The FIA has estimated that 6,000 completed forms will need to be downloaded, and the deal announced by UK Finance will make this possible. The government has reached an agreement with major lenders to remove the requirement for EWS1 forms on plots under 18 meters, but critics argue that the safety of homeowners in these blocks remains uncertain. “Further details on this program will be announced in due course.” This requirement also extends to materials used in the construction of exterior walls, including their design, installation and maintenance. These controls are explained in more detail in section 3.4: There is a lack of qualified professionals to perform the assessments and complete the EWS1 forms. The November 21 announcement included nearly £700,000 in government funding “to train more appraisers and speed up the homeowner assessment process in cases where an EWS1 form is required.” The training was conducted by the RICS from January 2021, 880 candidates are registered. It was expected that an additional 2,000 examiners would be trained within six months. Chris Kenny, a mortgage and protection advisor at the Financial Advisory Center, said the additional clarity on properties requiring an EWS1 report and efforts to train more appraisers are a step in the right direction, but he also points out that it won`t help apartment owners who need to make plumbing repairs and have no way to finance them. “It is not necessary to consult with Council to determine whether the building, regardless of height, meets all the functional requirements of the relevant building regulations in force at the time of construction (or renovation of exterior walls or balconies). Particular attention should be paid to requirement B4 of List 1 of the Building Regulations with regard to exterior walls, which applies to all buildings, regardless of their height. In a note following the January 2020 notice, the government issued a clarification on the above points by providing notes for interpretation on November 21, 2020: The crucial point is: Call our team for free on mobile phones and landlines from Monday to Thursday from 9am.m to 6pm.m, Friday and Saturday from 9am.m to 5pm.m.
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